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Build Your Digital Banking Future Faster

Launch Digital Banking Journeys 4× Faster, Without Vendor Lock-In

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Digital Banking Platform

The Composable Digital Banking Platform Built for Control

Eurisko DXP is a composable, AI-native digital banking platform built for banks that demand speed, autonomy, and full control.

Cloud-native yet fully deployable on-premise, Eurisko DXP adapts to any infrastructure, from private data centers to public cloud, while meeting strict regional data-residency and regulatory requirements.

With a modular architecture and end-to-end configurability, it empowers banks to design, launch, and manage digital experiences across Retail, SME, and Corporate banking, all while maintaining full ownership of their data, IP, and digital roadmap.

Home/Products/Digital Banking Platform

Build Your Digital Banking Future Faster

Launch Digital Banking Journeys 4× Faster, Without Vendor Lock-In

Request a demo
Digital Banking Platform

The Composable Digital Banking Platform Built for Control

Eurisko DXP is a composable, AI-native digital banking platform built for banks that demand speed, autonomy, and full control.

Cloud-native yet fully deployable on-premise, Eurisko DXP adapts to any infrastructure, from private data centers to public cloud, while meeting strict regional data-residency and regulatory requirements.

With a modular architecture and end-to-end configurability, it empowers banks to design, launch, and manage digital experiences across Retail, SME, and Corporate banking, all while maintaining full ownership of their data, IP, and digital roadmap.

Industry Pain Points in Digital Banking

When implementing a Digital Banking Platform, banks today face critical obstacles that slow innovation and limit growth:

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Slow go-to-market cycles

Lengthy delivery timelines prevent banks from launching new products at the pace customers expect, allowing competitors and neobanks to get ahead.

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Cultural, communication & timezone gaps

Offshore development teams introduce misalignment, slower feedback loops, and delivery risks that cascade across sprints and releases.

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Limited control over digital channels

Traditional platforms restrict access to workflows, business rules, content, and UI, forcing banks to depend on vendors for every change.

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Vendor lock-in that blocks innovation

Rigid architectures make it hard to customize journeys, experiment with new features, or maintain flexibility as regulatory and market demands evolve.

Engineered for Intelligent Banking

Eurisko DXP provides a future-ready AI infrastructure that enables banks to introduce new AI use cases quickly and without reworking their systems.
This built-in readiness accelerates innovation, strengthens operational efficiency, and allows financial institutions to deliver smarter, more intuitive, and more adaptive digital experiences at scale.

Category Traditional Platforms In-House Development Eurisko Hybrid Model
Time to Market Slow rollout; long delivery cycles Very long build cycles (12–36 months) 4× faster time-to-market using accelerators and co-build teams
Customization & Flexibility Limited customization; rigid journeys Fully customizable but slow and resource-heavy Composable, modular, and fully customizable without delays
Control & Ownership Vendor controls roadmap and features Full control, but costly and talent-dependent Full ownership of IP, flows, rules, content, and APIs
Architecture & Scalability Monolithic; difficult to evolve Scalable only with highly specialized internal teams Composable microservices architecture built for scale
Infrastructure Locked to specific stacks Requires significant internal DevOps investment Infrastructure-agnostic: cloud, hybrid, or on-prem deployment
UX & Interface Quality Outdated, generic, inconsistent experiences Quality depends on internal team maturity Modern, unified UX optimized for Retail, SME, and Corporate
Innovation Speed Dependent on vendor release cycles Limited by internal bandwidth and talent AI-native foundation enabling rapid experimentation and feature rollout
Cost Efficiency Lower upfront but high long-term vendor cost Extremely expensive and resource-heavy More cost-effective than in-house, more agile than boxed platforms
Maintenance & Autonomy Vendor-dependent for updates and changes High maintenance burden on internal teams Bank evolves and manages the platform independently after handover

The Eurisko Hybrid Advantage

  • Discovery Phase

    We define business requirements, compliance needs, customer journeys, and the bank’s strategic roadmap to ensure full alignment before development begins.

  • Assemble

    We build and prioritize the backlog, define the delivery waves, and set the sequence of high-impact journeys using Agile methodology.

  • Co-build

    Eurisko & your bank’s teams design and develop journeys together, ensuring transparency, real-time knowledge transfer, and zero vendor dependency

  • Deploy

    Automated pipelines accelerate releases, improve quality, and ensure consistent delivery across mobile and web channels.

  • Transfer of Knowledge

    Training, documentation, and hands-on collaboration give internal teams the autonomy to extend, enhance, and manage the platform independently.

  • Own

    The bank owns the journey flows, business rules, API layer, and digital roadmap; which ensures full control, long-term independence, and freedom from vendor lock-in.

Key Benefits of Eurisko DXP

Banks today need a model that balances speed, ownership, and differentiation.

  • Faster Time-to-Market

    Launch new digital banking journeys in weeks instead of months. Accelerate product rollout across Retail, SME, and Corporate channels with a composable, accelerator-driven foundation.

  • Full Ownership and Control

    Manage journeys, business rules, content, UI components, and APIs independently, without relying on external vendors. Your team retains complete autonomy over every aspect of the digital experience.

  • Composable and Modular Architecture

    Build once and reuse across all banking segments. Scale rapidly, launch new features faster, and evolve your digital channels continuously with a microservices-based, future-proof architecture.

  • Unified Admin Portal

    Configure flows, screens, rules, content, and localization instantly using a no-code to low-code platform. Give business and operations teams the power to update digital channels without developer involvement.

  • Infrastructure-Agnostic Deployment

    Deploy in any environment (on-premise, private cloud, or public cloud) while maintaining full flexibility over your infrastructure strategy and data-residency requirements.

  • AI-Powered Experience

    Enable conversational banking, smart segmentation, real-time recommendations, PFM (Personal Finance Management) insights, and intelligent automation. DXP is built AI-native, not AI-added, ensuring seamless integration across all journeys.

Key Benefits of Eurisko DXP

Banks today need a model that balances speed, ownership, and differentiation.

  • Faster Time-to-Market

    Launch new digital banking journeys in weeks instead of months. Accelerate product rollout across Retail, SME, and Corporate channels with a composable, accelerator-driven foundation.

  • Full Ownership and Control

    Manage journeys, business rules, content, UI components, and APIs independently, without relying on external vendors. Your team retains complete autonomy over every aspect of the digital experience.

  • Composable and Modular Architecture

    Build once and reuse across all banking segments. Scale rapidly, launch new features faster, and evolve your digital channels continuously with a microservices-based, future-proof architecture.

  • Unified Admin Portal

    Configure flows, screens, rules, content, and localization instantly using a no-code to low-code platform. Give business and operations teams the power to update digital channels without developer involvement.

  • Infrastructure-Agnostic Deployment

    Deploy in any environment (on-premise, private cloud, or public cloud) while maintaining full flexibility over your infrastructure strategy and data-residency requirements.

  • AI-Powered Experience

    Enable conversational banking, smart segmentation, real-time recommendations, PFM (Personal Finance Management) insights, and intelligent automation. DXP is built AI-native, not AI-added, ensuring seamless integration across all journeys.

Core Platform Capabilities

Eurisko empowers financial institutions to become smart financial partners for their customers instead of mere service providers

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Fully Customizable Native User Interface

A modular, component-based UI library optimized for web, mobile, and wearables. Deliver consistent, premium digital banking experiences across all channels with native performance and full brand customization.

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Journey Builder

A visual designer supporting no-code and low-code creation of onboarding, lending, servicing, and transactional journeys. Empower business and product teams to launch and refine digital flows without engineering bottlenecks.

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Connector Framework

A library of pre-built connectors for seamless integration with core banking systems, KYC/AML providers, CRM platforms, payment gateways, and third-party services. Streamline integration and accelerate end-to-end delivery.

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Straight Through Processing (STP)

Increase STP rates with automated, no-touch workflows that minimize manual intervention. Reduce operational overhead, speed up processing, and improve service efficiency across all customer journeys.

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AI-Ready Experience

A platform engineered for intelligent banking. Enable conversational interfaces, smart insights, predictive recommendations, and personalized experiences; all supported by a modern, AI-native foundation.

AI Capabilities Within Eurisko DXP

Eurisko empowers financial institutions to become smart financial partners for their customers instead of mere service providers

Core Platform Capabilities

Eurisko empowers financial institutions to become smart financial partners for their customers instead of mere service providers

Core Platform Capabilities

Eurisko empowers financial institutions to become smart financial partners for their customers instead of mere service providers

Built for All Banking Segments

Eurisko DXP is designed to support the full spectrum of banking customers. The platform provides a unified foundation with shared components while allowing each segment to receive tailored capabilities and experiences.

Retail Banking

Built for high-volume, everyday digital banking needs.

Capabilities:

  • Customer onboarding
  • Accounts and cards management
  • Transfers and bill payments
  • Personal Finance Management
  • Offers, alerts, and notifications
  • Support for web, mobile, and wearable devices

SME Banking

Built for high-volume, everyday digital banking needs.

Capabilities:

  • Business onboarding
  • Payroll and bulk payment processing
  • Domestic and international transfers
  • Role-based access, entitlements and approval policies
  • Expense tracking and cash flow insights
  • Extensive trade finance capabilities

Private Banking

Built for high-net-worth clients who expect secure, personalized, and relationship-driven digital services.

Capabilities:

  • Portfolio views and performance dashboards
  • Direct communication with relationship managers
  • Document exchange and request management
  • Investment product journeys and advisory workflows
  • Enhanced privacy controls and advanced authentication
  • Premium service workflows tailored to VIP clients

Built for Every Leader

Eurisko DXP is designed to support every stakeholder within the bank. Each team gains the visibility, control, and tools needed to drive digital transformation with speed and confidence.

  • Management and Executives

    Strategic visibility, faster time to market, and full ownership of the digital roadmap.

  • Technology and IT Teams

    A microservices based, DevOps ready, API driven architecture designed for scalability, reliability, and continuous innovation.

  • Marketing and Operations Teams

    A centralized data foundation that enables segmentation, targeting, omnichannel engagement, and performance optimization.

  • Data Teams (BI and BA)

    A unified data layer that supports analytics, dashboards, predictive insights, modeling, and advanced reporting.

  • Compliance Officers

    Built-in governance, audit trails, KYC and AML workflows, and alignment with regional and global regulatory frameworks.

Weeks 1 - 4: Discovery and Setup

  • Requirements and journey mapping
  • Compliance and security review
  • Technical architecture and environment setup
  • Backlog creation and prioritization

Outcome: A validated roadmap and ready environments.

Weeks 5 - 8: Pilot and Integration

  • Configuration of pilot journeys
  • Integration with core banking, KYC, AML, CRM, and payments
  • UI customization
  • Internal demos and technical validation

Outcome: A working pilot with stable integrations.

Weeks 9 - 12: Testing and Go-Live Preparation

  • User acceptance testing
  • Refinement of flows, rules, and screens
  • Performance and security testing
  • Training for internal teams

Outcome: A production-ready digital experience.

Months 4 to 6: Full Rollout and Handover

  • Expansion across Retail, SME, and Private Banking
  • Deployment on mobile, web, and wearable channels
  • Activation of AI powered features
  • Final documentation and handover

Outcome: Full-scale deployment operated by the bank.

AI in Action

From conversational banking assistants and smart knowledge bases to hyper-personalized recommendations, Eurisko DXP enables AI-driven engagement and operational efficiency. It transforms customer interactions into intelligent, real-time experiences.

Global Partners who trust our Digital Banking Services

Explore global partners who trust Eurisko’s digital banking development expertise

FAQs

Eurisko DXP is a composable, cloud-native digital banking platform that enables banks to design, deploy, and manage digital workflows across retail, SME, and corporate banking. It helps institutions accelerate innovation while maintaining full control, compliance, and security.

Unlike rigid out-of-the-box systems, Eurisko DXP follows a hybrid co-build model that combines the speed of pre-built accelerators with complete ownership of your roadmap. Banks can modify journeys, rules, and content instantly, without vendor lock-in.

Most banks launch pilot journeys in 6–8 weeks and achieve full-scale rollout within 3–6 months. The platform’s modular, DevOps-ready architecture shortens deployment time and supports continuous delivery.

Yes. Eurisko DXP includes a Connector Framework with pre-built integrations for core banking, KYC/AML, CRM, and payments. Its open APIs and microservices architecture make integration seamless and future-proof.

Eurisko DXP is designed for regulatory compliance and data protection. It supports PSD2, DIFC, SAMA, and Basel III frameworks while offering full encryption, data residency, and auditable KYC/AML workflows.

Ready to accelerate your digital banking evolution? Let’s build your future together.

Request a demo