Corporate & SME Banking Platform for the UAE
The UAE’s business economy is the region’s most dynamic, and the most demanding of corporate banking. Built on Eurisko DXP, Eurisko’s platform gives UAE banks dynamic journeys, company structures that mirror real groups, rich entitlements and approval policies, trade finance, lending and treasury, with Eurisko Kortex AI built in.
Banks configure every journey, product and rule without code and publish it without an app release, so business clients get a channel that works the way their finance teams do, from a two-person trader to a multi-entity group.
- Built on Eurisko DXP: journeys, products and rules change without code or app releases
- DXP
- Approval steps that need any one signer, all of them or a quorum
- K of N
- Rolling liquidity forecast with optimistic, base and pessimistic scenarios
- 90 days
- AI built in, running on the bank’s own infrastructure
- Kortex
One portal for the whole corporate relationship.
Corporate clients run their day in one place: cash across banks and entities, payments and payroll, trade finance, loans, cards, service requests and the approvals that govern all of it. Every screen respects the client’s own organization, roles and limits.
For the bank, it is one platform instead of a patchwork of portals. Because it is built on Eurisko DXP, product and operations teams adjust journeys, products, fees and rules themselves, and Eurisko Kortex adds intelligence across the experience.
Dynamic journeys, configured instead of coded.
Every corporate journey runs on Eurisko DXP’s Journey Builder: company onboarding, transfers, bulk payments and payroll, trade finance applications, loan requests, card issuance and service requests.
Bank teams compose the steps, forms, validations and approval routes visually, version every change under maker-checker control, and publish to web and mobile without an app release.
- Onboarding, transfers, payments, payroll, trade and lending journeys
- Forms, validations and routing changed without code
- Versioned, reviewed and published without an app release
- The same journey on web and mobile
Companies modelled the way they really are.
A corporate client is not a single login. The platform models groups, legal entities, subsidiaries, departments and cost centers, and scopes every user to the parts of the organization they work in.
When the company changes, the structure changes with it: add an entity, move a team or open a cost center, and permissions, limits and approvals follow automatically.
- Groups, legal entities, subsidiaries and departments
- Users scoped to the entities and units they work in
- Cost centers for payments, cards and budgets
- Cross-entity flows and a group-wide view of cash
Every transaction follows the client’s own policy.
Roles and permissions decide who can view, initiate, approve and release each product, with daily and per-transaction caps by user, account and currency.
Approval policies route each transaction by product, type and amount. Every step has its own approver pool and rule (any one signs, all sign, or a quorum such as two of three), with conditional steps above thresholds, guarded auto-approval for routine payments, and reminders and escalation when a step waits too long. Every validation, approval, rejection and release is timestamped and attributed.
- Roles, permissions and per-user caps
- Approval chains by product, type and amount
- Any one, all, or K-of-N signing rules
- Maker, checker and releaser separation with a full audit trail
See where the money goes, and what looks wrong.
Spend intelligence categorizes every card transaction, transfer and bill automatically, tracks budgets by category and cost center, and shows variance before the month closes.
Kortex watches the patterns: it flags anomalies such as duplicate charges or unusual vendor amounts, detects recurring payments and subscriptions, and suggests savings, with every finding traceable to the transactions behind it.
- Automatic categorization, with rules you test before applying
- Budgets and variance by category and cost center
- Anomaly, duplicate and recurring-charge detection
- Savings opportunities and vendor drill-downs
Letters of credit, guarantees and collections, end to end.
Import and export letters of credit with amendments and document presentations; bid, performance, advance-payment and customs guarantees; inbound and outbound documentary collections; and trade bills to accept, discount or finance.
Discrepancies are recorded as structured data instead of free text, messages flow over SWIFT with ISO 20022 support, and one calendar shows every expiry, maturity and presentation deadline.
- Import and export LCs, amendments and presentations
- Bank guarantees: bid, performance, advance payment, customs
- Documentary collections and bills discounting
- SWIFT messaging and a shared deadline calendar
Business lending, from application to repayment.
Clients browse the bank’s lending catalog (term loans, revolving credit lines, overdrafts, invoice financing and equipment finance), apply online and follow each application through the bank’s approval chain.
Once a facility is live, they draw down within the limit, follow repayment schedules, request limit increases and track pledged collateral, while Kortex supports the bank’s credit teams with explainable, AI-assisted assessments.
- Lending catalog with online applications
- Drawdowns, repayment schedules and limit increases
- Collateral tracking with pledge and expiry dates
- AI-assisted credit assessment with explainable decisions
A service desk the bank configures, not builds.
Statements, bank reference letters, document requests, cheque books, card requests, transfer recalls and more: each request type is a configurable form with its own fields, attachments, approval chain and service level.
Clients raise and track requests from the portal, the bank works them from a single queue, and adding a new request type is configuration, not a project.
- A request catalog the bank defines
- Forms, attachments, approvals and service levels per type
- Live status for clients, one queue for the bank
- New request types without development
Cash, risk and activity, visible at a glance.
Treasurers see the global cash position by bank, entity and currency, liquidity health, inflows and outflows, and a rolling 90-day forecast with optimistic, base and pessimistic scenarios.
Every view filters by entity, account and currency, and reports can be saved, scheduled and exported in formats the client’s ERP already reads.
- Global cash position across banks and entities
- 90-day liquidity forecast with scenarios
- Inflows, outflows and multi-currency balances
- Saved, scheduled and exportable reports
AI-native corporate banking, powered by Kortex.
Kortex is the AI layer of Eurisko DXP. It runs open-weight models on the bank’s own infrastructure, so client data stays inside the bank, and it acts only through the same permissions, limits and approvals as the user.
- Insight
Intelligence in every view
Spend intelligence, anomaly and duplicate detection, recurring-charge detection and liquidity forecasts with scenarios.
- Assistance
A bilingual assistant
Answers questions about cash, approvals and deadlines in Arabic and English, and prepares transactions for the right approvers.
- Decisioning
Help for the bank’s teams
AI-assisted credit assessment with explainable decisions, and copilots for trade finance and operations teams.
Acts only through approved tools
The assistant uses the same services, limits and approvals as the screen. It can never bypass a policy.
Grounded, cited answers
Answers cite the data and documents behind them. Weak grounding means a decline or a handover, never a guess.
Governed like a model risk
Human approval before any model reaches production, every inference logged, and drift monitoring.
Inside the bank
Open-weight models on the bank’s own infrastructure, with no client data sent to an external model API.
Everything a corporate finance team runs on.
The same platform covers the daily operations around the headline capabilities.
Payments & payroll
Single and bulk payments, file uploads, templates, beneficiary whitelists, cut-off warnings and validated payroll runs across entities.
Receivables & collections
Invoices, collection runs, receipts and reconciliation, with overdue tracking and invoice financing close at hand.
Cash & liquidity
Sweeps and zero-balance structures across accounts and entities, plus deposits and investment sweeps for idle cash.
FX & hedging
Live rates, deal tickets and hedges by forward, swap or option against a currency exposure.
Corporate cards
Corporate and virtual cards with per-cardholder caps, smart conditions, freezes and limit changes.
Multi-bank view
Accounts held at other banks connected and their statements imported, for one group-wide cash position.
Marketplace
Curated third-party services for business clients, from business insurance to e-invoicing, offered inside the portal.
Security & access
Several sign-in methods, trusted devices, checks on sign-ins from new countries, session policies and API keys.
Run it as your own platform.
The bank operates the platform from its own console and connects it to its existing systems.
- Eurisko DXP
- SWIFT
- ISO 20022
- REST APIs
- Core-agnostic
- On-premises
- Private cloud
- White-label
Bank operations console
Bank-side queues for onboarding, trade, approvals and service requests, with products, fees and tax rules managed in one place.
Multi-tenant and white-label
Several brands or client segments on one platform, with features switched on per tenant and per persona.
Core-agnostic integration
Connects to the bank’s core banking, payment and trade systems through Eurisko DXP’s integration layer and standard APIs.
Your infrastructure
Deploys on-premises or in a private cloud, keeping data and keys in-country.
Frequently asked questions.
What is Eurisko’s corporate banking platform?
A digital banking platform for corporate and SME clients, built on Eurisko DXP. It covers onboarding, payments and payroll, trade finance, lending, treasury, cards, service requests and spend intelligence, governed by each client’s own organization structure, entitlements and approval policies, with Eurisko Kortex AI built in.
How flexible are the approval policies?
Policies are configured per client, product, transaction type and amount. Each step has its own approver pool and rule: any one approver, all of them, or a quorum such as two of three. Conditional steps apply above thresholds, routine payments can be auto-approved within guardrails, and waiting steps trigger reminders and escalation.
Can the bank change journeys without Eurisko?
Yes. Journeys, forms, products, fees and rules are configured in Eurisko DXP and published without an app release. Every change is versioned and reviewed under maker-checker control.
Does it support large, multi-entity groups?
Yes. The organization model covers groups, legal entities, subsidiaries, departments and cost centers. Users are scoped to the entities and units they work in, and treasurers see cash across entities and banks in one view.
Which trade finance products are covered?
Import and export letters of credit with amendments and presentations, bank guarantees (bid, performance, advance payment and customs), inbound and outbound documentary collections, and trade bills for acceptance, discounting and financing, with SWIFT messaging.
How does Kortex AI work in corporate banking?
Kortex powers spend intelligence, anomaly detection, liquidity forecasting, a bilingual assistant and AI-assisted credit assessment. It runs on the bank’s own infrastructure and acts only within the user’s entitlements and the client’s approval policies.
Where can it be deployed?
On-premises or in a private cloud, on the bank’s infrastructure, so data and keys stay in-country. It connects to the bank’s core banking and payment systems through Eurisko DXP.
Read this page for your market.
Explore the product line.
Eurisko DXP: Digital Banking Platform for the UAE
The digital banking platform for modern banks: mobile and web banking, no-code journeys and on-premise AI.
Digital Onboarding System for the UAE
KYC-ready onboarding for banks and financial services.
OTT Platform for the UAE
Streaming and video delivery for media & entertainment.
Want a walkthrough?
Tell us about your use case and we’ll set up a demo tailored to your market, your compliance envelope and your stack.
Request a demo →